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Frequently Asked Questions
What primary services do you offer?
Health and Medicare solutions. , Long Term Care, Disability, Dental , Vision and Travel Insurance, Annuities and Life Insurance for retirement and legacy planning.
What do you specialize in?
Health Insurance, Supplemental Medicare Programs, Indexed Universal Life Insurance , Disability insurance, Long Term Care Insurance, Annuities
What are the rates of your services?
There is no charge to use our services. The insurance carriers pay us.
Is it true that pre-existing conditions are considered with Medicare?
It is true with Medigap Supplement PPO plans.You have one opportunity to enroll in a plan without any questions asked...other than if you have end stage renal disease..and that is when you first turn 65 or when you leave an employer based plan.
Are you licensed and insured?
Yes. I hold a California State Life and Health Insurance license #0H03039 and I am a Certified Medicare Specialist
Is it true that you can get premium assistance for health insurance if you are under 65
Yes , Through Covered California if your income is not under the federal poverty level and not over a certain amount ( these guidelines change from year to year). Premium assistance is based on number of people in your household and income.